Monday, April 24, 2017

Introducing the All-new Samsung Galaxy S8 and S8+

The Samsung GALAXY S8 (5.8") and S8+ (6.2") is offered on Lazada thru pre-order only from April 17 to April 29, 2017. It comes with a FREE wireless speaker bottle design worth P5,099!


- It has an Infinity Display which offers an incredible  end-to-end screen that spills over the phone's sides, forming a completely smooth, continuous surface with no bumps or angles.

- A camera built for every moment (12MP rear camera and 8MP front camera) are so accurate and fast that you won't miss a moment, day or night.

- Security that's foolproof when you have iris scanning on the Galaxy S8 and S8+. With this, your phone and its contents open to your eyes only. And when you need to unlock really fast, face recognition is a handy option.

- Intelligence - Say Hello to Bixby, a personal assistant that understands talk, text, and taps so you're never confined to one mode of communication. It also completely changes the way you search. You don't even have to ask, just show Bixby what you want by opening your camera app. It's so incredibly easy!

- Smarch Switch - change your phone, easily keep your memories. From your photos and videos to contacts and music, Smart Switch let you transfer easily your memories on your old phone to your new Galaxy S8 and S8+.

- Accessibility - The Galaxy S8 and S8+ are built to be more accessible for everyone. A well-thought-out range of technical solutions make it easy for anyone to make full use of the Galaxy S8 and S8+'s advanced capabilities.

Samsung GALAXY S8 - P39,990
Samsung GALAXY S8+ - P45,990

*I will earn a small commission when you purchase the Samsung Galaxy S8 and S8+ when you use the widget code above.

Friday, April 21, 2017

Earning thru Lazada's Affiliate Program

I'm a regular customer of Lazada - I have tried buying small home appliances, office equipment, beauty products and gizmos especially when they are on sale. They have a diverse selection of products and I noticed that more and more known brands have already partnered with them. Shopping is hassle-free and truly effortless, plus they offer convenient payment options and free shipping for most of the items. I usually choose cash on delivery (COD). For items which ship from abroad, COD is not available, so you'd you have to pay via credit card and other available payment options.

Since I have a blog which I plan to revive, I applied for Lazada's Affiliate Program yesterday. Then I received an email confirmation this morning stating that my application has been successful! Yey! I will go through the tutorials and will make an update in a few days :)

Thursday, June 16, 2016

Stock Investing for Ordinary Pinoys

Wow! It's been more than three (3) years since my last post! I will try to revive my blog and post more often ;-)

I have been wanting to post topics about investing in the stock market. I actually have a few posts here. I started in the stock market 7 years ago. I thought that the Stock Market is for millionaires only and not for a regular Pinoy like me. When I learned that you could start with as low as P5000 initial investment (and a minimum of P1000 subsequent investment), I immediately opened an account with COL Financial. I searched online from different forum sites on what people were buying. I got into trading (quick buy and sell) but I got burned. I used most of my savings but I lost money (ouch)!

And then I learned about Bo Sanchez' Truly Rich Club. I joined this club because they’re incredible in teaching and guiding people how to properly invest for the future. I learned to discipline myself and invest regularly thru the help of the Truly Rich Club. I am now regularly investing in the stock market and I get updates on what stocks to buy and when to sell. I am slowly growing my portfolio because I developed the habit to set aside 20% (sometimes more) of my income each month. And also, the Truly Rich Club (TRC) also helps you gain spiritual abundance. They regularly email articles on how I could also  grow in my spiritual life.

I believe that investing (not trading) in the Stock Market is one of the best ways of growing your passive income. But before you could start investing, you have to have a regular income because you will need to invest regularly. It's very important to note that it's not how much you earn, but how much you keep of what you earn. So if you have a regular income and you are willing to set aside a few pesos a month to invest in long-term investments so you can create millions for your future, then consider investing in the Stock Market. The sooner you start putting money away for your future, the more compound interest it will earn. Even if you can only invest a small amount a month, you will be glad you did it when the time comes.

Friday, August 17, 2012

Calamity Relief Package for SSS Members

The Social Security System (SSS) has announced a calamity relief package that offers early release of pensions, eased-down loan terms, and an extended payment period to help members affected by widespread floods caused by heavy southwest monsoon rains.

SSS President and Chief Executive Officer Emilio de Quiros, Jr. said the package covers members in calamity areas officially declared by the National Disaster Risk Reduction and Management Council (NDRRMC), which include affected cities and municipalities in the National Capital Region; Bataan, Pampanga, Zambales and Bulacan in Region III; Laguna in Region IV-A; Culion, El Nido and Linacapan in Palawan in Region IV-B; and other areas which may be declared by the NDRRMC.

Firstly, the package includes a three –month advance in pensions for pensioners residing in declared calamity areas. Those who apply on or before August 31, 2012 will get their October, November and December pensions, while those who apply after August 31 until September 30, 2012, will receive their November, December and January 2013 pensions. Applicants must submit a certification of residence coming from their Barangay Chairman. "Under the relief package, retirement, disability and survivor pensioners who applied for advance release of pensions will get their pensions through checks. However, the 13th month pension will still be given in December so that they can still look forward to a bonus at the end of the year,” the SSS chief explained.

Meanwhile, employed, self-employed and voluntary members affected by the floods can apply for an SSS Salary Loan, as long as they have at least 36 months contributions, including six monthly premiums paid within the twelve-month period prior to loan application. Members with at least 72 months contributions are eligible for the two-month salary loan.

“For those with existing salary loans, we have opened the Salary Loan Early Renewal Program or ‘SLERP’ to enable them to renew their loan ahead of the prescribed two-year period,” de Quiros said. “The sanctions imposed under the current Loan Penalty Condonation Program will be lifted and the loan’s service fee of one percent will be waived.” The SLERP is open for application until September 30, 2012.

“For members whose homes were damaged by the floods, the interest rates of our Direct House Repair and Improvement Loans are now lower by two percentage points. Under the calamity relief package, the applicable interest rate will be six percent per annum for loans P400,000 and below, and seven percent for loans over P400,000 up to P1 million,” de Quiros explained. “Since it takes time to put together the required documents, members have until June 30, 2013 to avail themselves of the Direct House Repair Loan.”

Finally, the SSS extended the payment deadline to August 15 for members in affected areas whose cut-off date for contributions and loan amortizations falls within August 7 to 14. The extended deadline applies to all members whose 10-digit SS number ends with "1" or "2."

“We recognize the devastation that the monsoon rains have wrought on our countrymen. As the state institution in-charge of their social security, we aim to provide our members with some comfort and relief in these times of calamity, so that they can get back on their feet as soon as possible,” de Quiros affirmed.


Thursday, July 26, 2012

How to Prepare Guyabano Leaf Tea

I have been drinking guyabano leaf tea for quite sometime and it has been a part of my daily routine. I drink this concoction before bedtime. It really has a relaxing effect! I feel great and I do not get tired easily since I tried this. The other good news is...I am no longer constipated! I now regularly go to the toilet! Yey! :)

I usually use fresh leaves (a lot of them and about 2 liters of water) but when I searched for the guyabano tea preparation, I was directed to this treatment protocol of guyabano tea at Here it is:


How to make the guyabano tea:

Materials needed:
a. one 8 oz. cup of shredded fresh or air dried guyabano leaves
b. one liter water

Use mature (but not too old) leaves. These may be fresh or dried. However, air dried or shadow dried leaves are better than fresh because the drying concentrates the medicinal properties of the plant, therefore more effective. Sun drying or oven drying is not recommended because too much heat will cook the medicinal and nutritive values of the leaves, causing them to lose their potency.

The leaves are shredded to make extraction of the medicinal contents easier and more complete.

1. Boil the water in a sauce pan.
2. As soon as it boils, add the shredded guyabano leaves and turn
down the heat to low.
3. Simmer the leaves for 20 minutes.
4. Turn off the stove. Let the tea cool, ready for drinking.

When you prepare guyabano tea, make only enough for the day because the potency of the tea is good only for up to 7 or 8 hours. You may put the tea in the refrigerator. Any leftover tea after drinking your daily dose must be thrown out. Make a new batch of tea every day.

a. This treatment requires drinking the tea 3 times a day, one 8 oz. glass of tea, 30 minutes before every meal. (The tea is absorbed more easily in an empty stomach. When taken after meals, the tea is mixed with the food, and it has to wait for the food to be digested before it gets absorbed together with all the other nutrients. Taken before meals, the tea hits the bloodstream more quickly.)

b. The guyabano tea, drank 3x a day, 30 minutes before meals, is taken for 30 consecutive days only. More than that, it will affect your gut flora. The tea, despite its potency, targets only the sick cells in the body, leaving the good cells unharmed. However, after 30 days, it will destroy the good bacteria in the stomach.

c. After the 30-day treatment, have yourself checked up by a doctor to see if the disease is still there. Or, check yourself of symptoms. Are the symptoms of the illness still there? If check up result says disease-free, then taper off your treatment dose to maintenance dose. However, if the symptoms are still there after the 30-day treatment, REST YOUR BODY (specifically your kidneys) FOR 10 DAYS, NO DRINKING OF THE GUYABANO TEA. But after 10 days, REPEAT THE 30-DAY TREATMENT PROTOCOL.

Even if the symptoms disappear before the repeat treatment is over, finish the 30 days to make sure that not a single sick cell is left in your body. Or else, that single sick cell will multiply very quickly, and the problem returns.

The 30-day treatment protocol then is this: 
Drink guyabano tea 3x a day, one glass 30 minutes before each meal, for 30 consecutive days. No skipping!

After the illness has cleared, don’t stop taking the guyabano tea abruptly. The maintenance dose is one glass of guyabano tea a day, 30 minutes before meals, taken for 5 consecutive days during the week, resting the body for 2 days. For easy remembering, drink the guyabano tea from Monday to Friday, rest on Saturday and Sunday.

How long will one be taking the maintenance dose? For as long as you feel good taking the guyabano tea. Or you may taper off to the BODY TUNE UP.

Everybody, sick or not, may take the guyabano tea body tune up drink. Guyabano boosts the immune system: protects against flu, coughs and colds, fever, etc.

One glass of the guyabano tea, 30 minutes before a meal, at least 3 days a week, every other day. Like, drink guyabano tea Monday, Wednesday, Friday OR Tuesday, Thursday, Saturday, then rest on a Sunday.

1. DON’T OVERDO ON THE GUYABANO TEA. An overdose will cause nausea and vomiting. However, if this happens, just lessen the dose down to your tolerable level. Like, instead of one glass of guyabano tea, make it 1/2 glass. Adjust the dose for children. Maybe, 30 ml for kindergarteners, 1/2 glass for bigger kids.

2. Don’t add or mix some other healing substances to the guyabano tea because of the danger of chemical incompatibility. If at all, take them at different times. But guyabano tea must be taken before meals.

Saturday, April 28, 2012

Bed Sore Treatment

My mother has been bedridden for eight months and because of poor blood circulation, she developed mild bed sores. I've tried using Betadine, petroleum jelly and other topical ointment/creams but her sores were not getting better. I got really worried because I know bed sores can get worse very fast.

Then I remembered I have been using raw honey to treat wounds, cuts and even mild burns. I tried using raw honey on her bed sores and they dried up really fast! I am not sure if you can achieve the same result using processed honey. It also helped repositioning her frequently because good blood circulation is needed for a wound to heal faster.

Honey has no known side effects, plus it's cheap and really effective!

Related Topic:

Effectiveness of a honey dressing for healing pressure ulcers

Thursday, March 22, 2012

All About Guyabano

Guyabano is one of the healthiest fruits known to man. The flesh of the fruit consist of a white edible pulp that is high in carbohydrates (particularly fructose) and considerable amounts of Vitamin C, Vitamin B1, Vitamin B2, potassium and dietary fiber. Guyabano is low in cholesterol, saturated fat and sodium. Not only is guyabano a good health food, it also tastes delicious.

Guyabano is called sour sop in English, guanabana in Spanish, and graviola in Brazil. To be proven by research and documentation yet, the claim is that the guyabano tree is called a “miraculous” fruit that contains natural cancer cells that are 10,000 times stronger than a chemotherapy. Another claim is that guyabano is effective against internal parasites and worms, lowers high blood pressure, and is used for depression, stress and nervous disorders.

Medical Uses

The fruit, seeds, and leaves have a number of herbal medicinal uses in countries where the plant is common. The sap of the young leaves may be applied directly on pimples to induce suppuration. The sap is also considered parasitical. The leaves and roots also cure colic and convulsions.

To reduce fever, a decoction of leaves can be taken internally. It has the same affect as when leaves are added to bathing water. In the Caribbean, it is believed that laying the leaves of the guyabano on a bed below a sleeping person with a fever will break the fever by the next morning.

The crushed fresh leaves are also applied on skin eruptions for faster healing. A poultice of young guyabano leaves is applied on the skin to alleviate rheumatism and other skin infections like eczema. Applied during the healing of wounds, this can result in less or no skin scars.

The decoction can also be used as a wet compress on swollen feet and other inflammations. Poultice of mashed leaves and sap of young leaves used for eczema and skin eruptions.

The guyabano leaves are believed to have tranquilizing and sedative properties. In the Netherlands Antilles, the leaves are placed inside pillows or placed on top of the mattress to induce a good night’s sleep. Boiling the leaves and drinking may help induce sleep.

There are much publicized studies on the anti-tumor, anti-cancer and selective toxicity of guyabano against several types of cancer cells. I will try to post more info regarding this on my next article.

Introducing the All-new Samsung Galaxy S8 and S8+

The Samsung GALAXY S8 (5.8") and S8+ (6.2") is offered on Lazada thru pre-order only from April 17 to April 29, 2017. It comes w...